Staking Rewards Calculator

What this calculator does

Enter how much you are staking, the annual reward rate you have actually been offered, and how long you intend to stake for. It returns the rewards earned in units of the asset, your final balance, the effective annual yield once compounding is accounted for, and what those rewards are worth at today’s price.

Why you have to supply the rate

Because we will not invent one. Real staking yields are not a property of an asset — they depend on the protocol, on how much total stake is participating, on your validator’s commission, and on whether you are staking directly, through a pool, or through an exchange that keeps a cut. They also move continuously. Publishing a fixed rate per coin would be quoting a number we have not sourced, and someone would plan around it.

Use the figure your own validator, pool or exchange displays. If they quote APY rather than APR, set compounding to “None” so you do not apply the compounding twice.

APR, APY and compounding

APR is the simple annual rate. APY is what you actually receive once rewards are themselves earning rewards. The gap between them widens with the rate and with how often you compound: at a low rate the difference is small, at a high one it is substantial. Note that compounding only happens if rewards are genuinely restaked — many arrangements pay out to a balance that sits there earning nothing until you act.

What is not modelled, and matters

Several things, and they can dominate the result:

• Price risk. The dollar figure assumes today’s price holds for the whole period. It will not. A 5% yield on an asset that falls 40% is a loss.
• Lock-up. Many networks impose an unbonding period during which you cannot sell, however the price moves.
• Slashing. Validators that misbehave or go offline can have stake confiscated. Delegators can share that loss.
• Commission and tax. Operator fees reduce the rate, and rewards are frequently taxable when received.

The output is an arithmetic projection of the inputs you gave, not a prediction and not advice. See our disclaimer.

Frequently asked questions

Is staking risk-free income? No. Lock-ups, slashing and above all price risk are real, and the yield is compensation for taking them.

Which asset should I stake? We do not answer that. Read the individual coin pages for how each network’s consensus and issuance work.